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Financing Available | HFS Financial
Flexible Financing Solutions

Turn Your Dream Project Into Reality With HFS Financial

Get affordable financing with competitive rates, flexible repayment options, and a quick application process. See what you qualify for without impacting your credit score.

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Financing Made Simple

HFS Financial offers flexible financing designed for homeowners looking to complete renovation, remodeling, and outdoor improvement projects with confidence.

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Soft Pull Credit Check See your available financing options without affecting your credit score.
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Competitive Interest Rates Rates starting as low as 7.80% for qualified borrowers.
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Fast Approval Process Quick online application with dedicated loan support.
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No Dealer Fees or Prepayment Penalties Pay off your loan whenever you choose without additional costs.

Loan Programs

$15,000 & Above

  • Rates starting as low as 7.80%*
  • Up to 30-year repayment terms
  • Low monthly payments
  • No prepayment penalties
  • No dealer fees
  • Dedicated Loan Consultant
  • 640+ FICO
  • DTI of 55% or lower

$14,999 & Below

  • 5, 7, or 10-year repayment terms
  • No dealer fees
  • No prepayment penalties
  • 640+ FICO
  • DTI of 35% or lower
  • Simple email-guided application process

Earn HFS Rewards

Once HFS Financial is added to your website, you'll become eligible for the HFS Rewards Program. Earn a $50 Gift Certificate for every funded loan of $30,000 or more.

Ready to Offer Financing?

Give your customers more flexibility while making larger projects more affordable with HFS Financial.

Apply for Financing